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<channel><title><![CDATA[JULIE GARDNER - BLOG]]></title><link><![CDATA[https://www.juliegardner.com/blog]]></link><description><![CDATA[BLOG]]></description><pubDate>Thu, 07 May 2026 09:07:34 -0700</pubDate><generator>Weebly</generator><item><title><![CDATA[Trolls! (I hate these guys)]]></title><link><![CDATA[https://www.juliegardner.com/blog/trolls-i-hate-these-guys]]></link><comments><![CDATA[https://www.juliegardner.com/blog/trolls-i-hate-these-guys#comments]]></comments><pubDate>Fri, 08 May 2026 07:00:00 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.juliegardner.com/blog/trolls-i-hate-these-guys</guid><description><![CDATA["I saw your listing on line, and my wife and I are interested in speaking with you about it. Can you jump on a quick Zoom call?" (Link enclosed.)There was a time, in the not too distant past, when such an inquiry would have sounded legit (It's not.) Turns out, these "interested parties" are nothing more than trolls hoping you'll click on the link and invite malware onto your computer. (Seriously? I hate these guys.)      As it pertains to "unidentified callers," Agents are trained to respond wit [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style="text-align:left;"><span style="font-weight:bold">"I saw your listing on line, and my wife and I are interested in speaking with you about it.</span> <span style="font-weight:bold">Can you jump on a quick Zoom call?" </span><em><span>(Link enclosed.)</span></em><br /><br />There was a time, in the not too distant past, when such an inquiry would have sounded legit <em><span>(It's not.)</span></em> <span style="font-weight:bold">Turns out, these "interested parties" are nothing more than trolls </span>hoping you'll click on the link and invite malware onto your computer. <em><span>(Seriously? I hate these guys.)</span></em></div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph" style="text-align:left;"><span style="font-weight:bold">As it pertains to "unidentified callers," Agents are trained to respond within minutes,</span> so we're easy prey, but when push comes to shove, these parties aren't interested in real conversations, <span style="font-weight:bold">they're seeking to infiltrate our personal data</span>. As a result, I no longer answer calls that don't identify upfront. If it's truly important, the caller will leave a message, because nine times out of ten, <span style="font-weight:bold">these are nothing more than phishing.</span> <span><em>(Please stop already.)</em> </span><br /><br /><span style="font-weight:bold">Unfortunately, the advent of AI has increased the number of such incidences, </span>forcing us to be both more vigilant, and highly suspicious. <span style="font-weight:bold">But it's not just Realtors&reg; running into issues around scammers,</span> it's title companies, and banks as well. <span style="font-weight:bold">Sadly, we can neither trust nor believe what we see or hear, and that's a real problem.</span><br /><br /><span style="font-weight:bold">Unlike your medical records,</span> <span style="font-weight:bold">housing records are easily accessible</span>, and clearly, they're being accessed for nefarious purposes. While we do everything we can to implore our clients to confirm wiring instructions before sending money, <span style="font-weight:bold">the speed and transparency of many transactions, coupled with the human habit to immediately react,</span> means that mistakes are going to be made, and when they are, they can be incredibly costly. <span style="font-weight:bold">And while technology has undoubtedly changed our profession, it's also added layers of unintended complications and consequences.</span> We've entered a field of hidden land mines. <em><span>(I blame the trolls.)</span></em><br /><br /><span style="font-weight:bold">Fortunately, most legitimate Buyers are represented by Agents, and if they're not, they should be.</span> Frankly speaking, we're your firewall and our main goal is to protect your interests throughout a complicated and most likely, expensive negotiation. Moreover, a good Agent is going to help you through the disclosures, outline any concerns, identify red flags, provide analysis, connect you with experts, advocate on your behalf, and calm your nerves <span style="font-weight:bold">in what has become a costly and increasingly turbulent transaction.</span><br /><br /><span style="font-weight:bold">When you enlist the help of an Agent, you'll be asked to sign a "Buyer/Broker Agreement." </span>This is now a requirement of the DOJ so please understand, we can't meet you, or show you anything without such an agreement in place. <span style="font-weight:bold">This agreement typically runs 90 days</span> and must then be extended if you wish to continue working together beyond the three-month mark. The agreement protects you and it protects our work product, but it also stipulates a commission to the Agent. While it outlines a percentage <span><em>(usually 2.5-3.0%)</em> </span>to be paid by the Buyer, <span style="font-weight:bold">99% of the time, the offer will stipulate that the SELLER pay our fee. </span><br /><br />So if you are legitimately interested in purchasing a home, <span style="font-weight:bold">you're first order of business is to secure funding, and then you should immediately align with a Realtor&reg; you trust; </span>one who understands the territory, has loads of experience, knows the inside track, and can knowledgeably guide you through the rocky road of real estate &mdash; trolls be damned. <em><span>(You deserve nothing less.)</span></em><br /><br /><span>How can we help you?</span></div>]]></content:encoded></item><item><title><![CDATA[36 Years (But Who's Counting?)]]></title><link><![CDATA[https://www.juliegardner.com/blog/36-years-but-whos-counting]]></link><comments><![CDATA[https://www.juliegardner.com/blog/36-years-but-whos-counting#comments]]></comments><pubDate>Fri, 01 May 2026 07:00:00 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.juliegardner.com/blog/36-years-but-whos-counting</guid><description><![CDATA[On Wednesday, Cliff and I celebrated 36 years of wedded bliss (well, mostly wedded bliss.). We drove into the City, rented a suite at the Presidio Inn, had a lovely dinner, bought tickets to the immersive light show at Grace Cathedral, and explored Tunnel Tops and Crissy Field the next morning before heading back home to our respective jobs on this side of the Bay. It was a lovely respite, and definitely something we should do more often.      Regrettably, we haven't always made the effort we sh [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style="text-align:left;"><span style="color:rgb(18, 12, 13); font-weight:bold">On Wednesday, Cliff and I celebrated 36 years of wedded bliss</span><span style="color:rgb(18, 12, 13)"> </span><em><span style="color:rgb(18, 12, 13)">(well, mostly wedded bliss.).</span></em><span style="color:rgb(18, 12, 13)"> We drove into the City, rented a suite at the Presidio Inn, had a lovely dinner, bought tickets to the immersive light show at Grace Cathedral, and explored Tunnel Tops and Crissy Field the next morning before heading back home to our respective jobs on this side of the Bay. </span><span style="color:rgb(18, 12, 13); font-weight:bold">It was a lovely respite, and definitely something we should do more often.</span></div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph" style="text-align:left;"><span style="font-weight:bold">Regrettably, we haven't always made the effort we should </span>to celebrate our marriage, or each other. In fact, there have been years where we've taken our union practically for granted, letting our anniversary come and go with little more than a card and a fair amount of nonchalance. <span><em>(Okay, we could work on romance.)</em> </span><br /><br /><span style="font-weight:bold">I'll freely admit that's not the best way to nurture a relationship,</span> but, perhaps the longer you are married, the easier it becomes to overlook what's truly important. <span style="font-weight:bold">While familiarity hasn't exactly bred contempt </span><span><em>(Aesop)</em>,</span> i<span style="font-weight:bold">n our case, it's sometimes led to indifference, </span>and that's probably not the best way forward.<em> <span>(I'm gonna work on that.)</span></em><br /><br />Having sold Real Estate for more than two decades, <span style="font-weight:bold">I'm convinced that the longer people live in their homes, the more "indifferent" they become regarding their upkeep.</span> Like our mates <span><em>(and our marriages)</em>,</span> we learn to live with the peccadillos and petty annoyances, often ignoring what should demand our attention, sometimes at great personal cost. <span style="font-weight:bold">When you've lived with something for years, it's easy to minimize it, forget it, or dismiss it altogether</span> &mdash; and that can be a problem &mdash; especially when you sell.<br /><br />While overlooking peeling paint, threadbare carpets, and holes in the plaster may be questionable, <span style="font-weight:bold">it is often the unseen infestations </span>that lurk behind the walls, or under the floors <span style="font-weight:bold">that tend to grow into much larger problems when left unattended.</span> If we were smart, we'd have periodic check-ups on our homes to make sure termites haven't invaded, beetles haven't nested, and dry rot is kept at bay. But, there are other concerns to address, as well.<br /><br /><span style="font-weight:bold">"That never bothered us,"</span> or "<span style="font-weight:bold">Gee, I've never noticed that before,"</span> are common refrains when questioning Sellers about their sloped floors, suspicious decks, or failed windows <em><span>(Really? They're hard to miss.)</span></em><br /><br /><span style="font-weight:bold">Years ago, I had a client who had let her kitchen plumbing leak for more than a decade.</span> Rather than calling a plumber, she wrapped the pipe in electrical tape and allowed it to leak under the cabinet for more than 10 years. What should have been a minor repair resulted in a rotted cabinet, subfloor and joist, creating an extensive amount of repair work and amounting to far more than an immediate fix would have cost. <em><span>(Not good, but also completely avoidable.)</span></em><br /><br />Whatever the conditions of your home, <span style="font-weight:bold">it's the role of the Realtor&reg; to look at your property with critical eyes, identify any hurdles to selling, </span>correct what's easily correctible, disclose what isn't, minimize the faults, and maximize the attributes. <span><em>(This probably should be the list for dating sites as well.)</em> </span><br /><br /><span style="font-weight:bold">Assuming top dollar is the aim </span><span><em>(and it usually is)</em>,</span><span style="font-weight:bold"> we will likely update the kitchen and bathrooms,</span> paint the house entirely, replace the lighting fixtures, and remove all traces of the former owners, <span style="font-weight:bold">transforming the home and gardens into something you may barely recognize or even readily appreciate.</span> <span><em>(That's intentional. With all due respect, we aren't selling the house to you.)</em> </span><br /><br />Instead, <span style="font-weight:bold">we're trying to appeal to the greatest number of potential new Buyers</span> in order to create a multiple-bidding situation and leverage. In the end, it's our job to capitalize on your investment to bring you the highest return. <span style="font-weight:bold">Fortunately, not only do we excel at our profession, we remain passionate about the mission of home stewardship. </span><br /><br />But<span style="font-weight:bold"> </span>let's be clear, <span style="font-weight:bold">all homes </span><span><em>(like all marriages)</em> </span><span style="font-weight:bold">require an ongoing amount of vigilance, upkeep, and effort, because houses</span> <span style="font-weight:bold">are NOT static propositions. </span>They are constantly evolving, aging, and weathering <span><em>(like people)</em>. "</span>For better or for worse, in sickness and in health, to honor and to cherish" <span><em>(yada, yada, yada)</em>. </span><span style="font-weight:bold">That's just the nature of the beast. </span><br /><br /><span style="font-weight:bold">Speaking of beasts </span><em><span>(only kidding. Cliff is the best of men) </span></em><span style="font-weight:bold">happy anniversary, honey.</span> Let's spend the next 36 years putting up with one another, laughing at our foibles, having great and small adventures together, and continuing to build fond memories <span><em>(hopefully, without the crutches)</em>. </span><span style="font-weight:bold">It's been a great ride, and there's no one else I'd rather be on this journey with than you.</span><br /><br /><em><span>How can we help you?</span></em></div>]]></content:encoded></item><item><title><![CDATA[It's the Story]]></title><link><![CDATA[https://www.juliegardner.com/blog/its-the-story]]></link><comments><![CDATA[https://www.juliegardner.com/blog/its-the-story#comments]]></comments><pubDate>Fri, 24 Apr 2026 07:00:00 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.juliegardner.com/blog/its-the-story</guid><description><![CDATA[Earlier this week I had the good fortune to hear Ken Burns at the Oakland Speaker Series. It's the second time he's graced us, and in both appearances, he didn't disappoint. A masterful and incredibly well-prepared orator, Ken Burns is undoubtedly, the most successful historical documentarian in the U.S, creating epic masterpieces that often take years to research, film and produce. His subjects range from the Civil War, to baseball, to jazz, and 50 years into his highly-acclaimed career, he's s [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style="text-align:left;"><span style="color:rgb(18, 12, 13); font-weight:bold">Earlier this week I had the good fortune to hear Ken Burns at the Oakland Speaker Series. </span><span style="color:rgb(18, 12, 13)">It's the second time he's graced us, and in both appearances, he didn't disappoint. A masterful and incredibly well-prepared orator, </span><span style="color:rgb(18, 12, 13); font-weight:bold">Ken Burns is undoubtedly, the most successful historical documentarian in the U.S, </span><span style="color:rgb(18, 12, 13)">creating epic masterpieces that often take years to research, film and produce. His subjects range from the Civil War, to baseball, to jazz, and 50 years into his highly-acclaimed career, </span><span style="color:rgb(18, 12, 13); font-weight:bold">he's still educating us all by creating incredibly moving films that not only pique our interest, but in many instances, change our hearts and minds.</span></div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph" style="text-align:left;">Ken Burns has based his work on the premise that <span style="font-weight:bold">"The best arguments in the world won't change a person's mind, The only thing that can do that is a good story." </span><em><span>(Richard Powers, the Overstory.)</span></em><br /><br />It's what I've suspected all along . . . .<br /><span style="font-weight:bold"><br />At the heart of every home is a good story, and it's our job to tell it, or more specifically to craft it. </span>That's easier done when the house has provenance, and a dramatic history, but in my mind, there's nothing that beats a past Owner visiting us at a Sunday Open <span><em>(as one did last week)</em> </span>to share how she and her three sisters held slumber parties in the towers, or how they waited at the top of the stairs for Christmas to begin, or how she and her friends used to drive around Piedmont, hopping people's fences to jump in their pools, <em><span>(Like doorbell dash only with higher stakes. That was a simpler time to be sure.) </span></em><br /><span style="font-weight:bold"><br />Memories aren't something that any amount of research would have uncovered,</span> but it was nice to be reminded of the many lives that have passed through this particular and spectacular home. <span style="font-weight:bold">However, homes don't have to be spectacular to have made an impact; even our smaller, "ordinary" properties have interesting stories to tell. </span><em><span>(Sometime the MOST interesting stories to tell.)</span></em><br /><span style="font-weight:bold"><br />I'm often asked when interviewing for a listing, what differentiates Sarah and me</span> from other Agents, and the truth is <span style="font-weight:bold">I've been pondering that question for more than two decades,</span> without a mic-dropping response. Instead I've relied on a list of hard-working attributes that top-performing Agents possess which goes something like this:<br /><br /><ul style="color:rgb(18, 12, 13)"><li>We have experience.</li><li>We are well connected.</li><li>We are continually honing our craft.</li><li>We can expertly guide them through the process.</li><li>We can deal with the unexpected.</li><li>We can oversee improvements.</li><li>We can juggle many roles simultaneously.</li><li>We are thorough with the paperwork.</li><li>We are communicative.</li><li>We are collaborative.</li><li>We are available and accessible.</li><li>We understand how to market your home.</li><li>We are detail oriented.</li><li>We are organized.</li><li>We listen.</li><li>We will negotiate on your behalf.</li><li>We will provide timely and ongoing market analysis.</li><li>We know the community.</li><li>We aren't afraid to have difficult conversations,</li><li>We will work without ego.</li></ul><br /><span style="font-weight:bold">But until this week, I hadn't been able to identify the difference between good and great, and here it is: it's the art of the story.</span> So first and foremost, a good Realtor&reg; must be a gifted storyteller . . . .<br /><span style="font-weight:bold"><br />Do Sarah and I check off all of those boxes? </span><em><span>(Yes, we do.) </span></em>Certainly with the help of Elizabeth and Kate, <span style="font-weight:bold">we strive to go above and beyond. </span>Which isn't to say that others don't. I work with a highly-professional group of colleagues at COMPASS, who are diligent about their practice and incredibly skilled. With rare exceptions, high-performing Agents know what they're doing and take great pride in the profession. <em><span>(It's also why we earn the commissions that we do.)</span></em><br /><span style="font-weight:bold"><br />So how does a Seller decide who to work with?</span><br /><span style="font-weight:bold"><br />That's the $64,000 question.</span> Interview at least a few Agents, ask for references, visit Realtors&reg; at their Open Houses, check out their websites, ask for a marketing plan, and do your due diligence. <span style="font-weight:bold">When it comes to your home, you're entrusting what is probably your single-largest investment with your Agent.</span> In other words, you probably SHOULDN'T be picking them from a postcard, a bus bench, or a billboard. Although that's a story in an of itself; it isn't YOUR story, it's theirs. <span style="font-weight:bold">You want and deserve an Agent that is more interested in your journey than their own. </span><br /><span style="font-weight:bold"><br />With respect to real estate, there are a 101 details that go into every successful transaction, </span>which is why you should work with a team that understands the task at hand, does everything they can to bring you the highest return on your investment, can pivot as needed, <span style="font-weight:bold">and understands how to tell a really good story</span>! <em><span>(That's the difference.)</span></em><br /><span><br />&#8203;How can we help you?</span></div>]]></content:encoded></item><item><title><![CDATA[Cut Your Losses]]></title><link><![CDATA[https://www.juliegardner.com/blog/cut-your-losses]]></link><comments><![CDATA[https://www.juliegardner.com/blog/cut-your-losses#comments]]></comments><pubDate>Fri, 17 Apr 2026 07:00:00 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.juliegardner.com/blog/cut-your-losses</guid><description><![CDATA[I spent the rainy, stormy weekend last week, tackling a 1000-piece jigsaw puzzle with mounting frustration. Normally, I breeze through these things, having grown up in a household where we almost always had a puzzle set up in the corner of the living room for most of my young life. (It was as close to Europe as my family ever got.)&#8203;Not this time.This particular puzzle of a well-known Serrat painting, had, essentially, only two defining puzzle shapes. In other words, every piece fit into mu [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style="text-align:left;"><span style="font-weight:bold">I spent the rainy, stormy weekend last week, tackling a 1000-piece jigsaw puzzle with mounting frustration.</span> <span style="font-weight:bold">Normally, I breeze through these things,</span> having grown up in a household where we almost always had a puzzle set up in the corner of the living room for most of my young life. <em><span>(It was as close to Europe as my family ever got.)</span></em><br />&#8203;<br /><span style="font-weight:bold">Not this time.</span><br /><br />This particular puzzle of a well-known Serrat painting, had, essentially, only two defining puzzle shapes. In other words, <span style="font-weight:bold">every piece fit into multiple spots. </span>Consequently, I found myself removing, replacing, and resetting nearly as many pieces as I was successfully placing, as I slowly, SLOWLY(!) slogged along. <span style="font-weight:bold">Not good and NOT fun.</span></div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph" style="text-align:left;"><span style="font-weight:bold">"Been there done that,"</span> my sister said. <span style="font-weight:bold">"You'll spend weeks on the damn thing that you can never get back. My advice is that you cut your losses now before you lose more time."</span> <em><span>(Sometimes you just need a reminder that not all journeys are equal.)</span></em><br /><br />Neither are all houses &mdash; nor all clients &mdash; nor all Realtors&reg;.<br /><br /><span style="font-weight:bold">She's right, of course.</span> I was losing my eyesight, my mind, and my patience with an activity that I usually enjoy; one that often brings me a moment of respite in an increasingly busy world.<br /><br /><span style="font-weight:bold">Listen, I don't mind "busy," I was trained to be productive,</span> <span style="font-weight:bold">but I am reminded that there are projects and situations we go into with trepidation, hoping things will improve over time only to discover that they don't </span><em><span>(kind of like a bad movie that you suffer through until the end. Walk out!)</span></em> In my experience, transactions that start off on the wrong foot, rarely ever correct themselves midstream, and frankly, life is too short. None of us is required to continue down a bad road, or suffer through a challenging relationship.<br /><br /><span style="font-weight:bold">But to be fair, buying or selling a home is a highly emotional journey that often puts people under huge amounts of stress.</span>&nbsp;Therefore, it's not unexpected that the process isn't exactly conducive to "Zen" moments. <em>(Forgive the double negative.)</em>&nbsp;<span style="font-weight:bold">Even so, Agents and clients need to trust and count on one another.</span> What's more, given the speed of the average Bay Area transaction, we have very little time in which to do so. To put it bluntly<span style="font-weight:bold">, if you're not feeling secure and supported from the get-go on either side of the transaction, it's time to move on.</span><br /><br /><span style="font-weight:bold">So interview a few Agents, clarify your expectations, understand what each side brings to the equation, do your homework, and then choose the right "fit," </span>with the understanding that your Agent is doing the same thing. <em>(We don't want to represent you if it's going to be an uphill battle or it's not our area of expertise.)</em> Although you're hiring us, this is a two-way street that relies heavily on communication, good intentions, and faith. <span style="font-weight:bold">Put more succinctly, all the pieces need to fit together nicely in order to successfully complete the picture. </span><br /><br /><em><span>How can we help you?</span></em></div>]]></content:encoded></item><item><title><![CDATA[Dog Day Afternoon]]></title><link><![CDATA[https://www.juliegardner.com/blog/dog-day-afternoon]]></link><comments><![CDATA[https://www.juliegardner.com/blog/dog-day-afternoon#comments]]></comments><pubDate>Fri, 10 Apr 2026 07:00:00 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.juliegardner.com/blog/dog-day-afternoon</guid><description><![CDATA[  Early Tuesday morning, I met a few friends and we headed to the SF Flower Market to purchase flowers for an upcoming garden show. (I'm still unclear as to how I "volunteered," but there you go.) Novices at best, we made our way through the mart in quick time, deciding on a color theme, and plunking down our money as if we knew what we were doing before heading back to my house to "design" our arrangement. (Fake it 'til you make it.) For all the gardening I do (and I do A LOT!) flower arranging [...] ]]></description><content:encoded><![CDATA[  <div class="paragraph" style="text-align:left;"><span style="font-weight:bold">Early Tuesday morning, I met a few friends and we headed to the SF Flower Market to purchase flowers for an upcoming garden show.</span> <span><em>(I'm still unclear as to how I "volunteered," but there you go.)</em> </span>Novices at best, we made our way through the mart in quick time, deciding on a color theme, and plunking down our money as if we knew what we were doing before heading back to my house to "design" our arrangement. <span><em>(Fake it 'til you make it.)</em> </span><br /><br /><span style="font-weight:bold">For all the gardening I do</span> <span><em>(and I do A LOT!)</em> </span><span style="font-weight:bold">flower arranging isn't a skill set I naturally possess.</span> I fall more into the category of shove several bunches of one gorgeous variety <em><span>(tulips, peonies, dogwood, and ranunculus are currently in season)</span></em> into an attractive vessel, et voila, instant beauty!</div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph" style="text-align:left;"><span style="font-weight:bold">So, the thought of creating an original floral tablescape that not only met the stringent requirements of the contest, but went along with the theme of "Best in Show," was not only out of the box, it was a completely foreign concept to me. </span>As such, we bought LOTS of options, and did our best to make an artful display that we hoped would legitimately compete.<br /><br />I<span style="font-weight:bold">t occurs to me that when I work with home buyers or sellers, they're often wading into territory they're completely unfamiliar with as well. </span>We grow up with the idea of homeownership, we watch our friends buy houses, and yet, until we're in the thick of it, we really have no idea of how much work it takes, how stiff the competition is, or how many people are involved with the home buying or selling process. <span><em>(The butcher, the baker, the candlestick maker.)</em> </span><br /><br /><span style="font-weight:bold">When you think of mortgage brokers, Realtors&reg;, title officers, insurance brokers, inspectors,</span> contractors, gardeners, window washers, stagers, etc., it's an endless parade of people who make their livings in the world of real estate, <span style="font-weight:bold">accounting for 17% of the U.S. GDP!</span> Of course it's scary; it's a significant commitment often involving your life savings.<span style="font-weight:bold"> Consequently, fear is an entirely reasonable response . . . but don't let it paralyze you.</span><br /><br /><span style="font-weight:bold">Justified "fear" is a roadblock that stands between you and your goals.</span> <em><span>(Growth lives on the edge of anxiety.)</span> </em>While moving can be overwhelming, it's our job to help our clients move into action, and overcome whatever hurdles they've erected. At the heart of it, Realtors&reg; are problem solvers, shape shifters and transformers. <span style="font-weight:bold">Sometimes quickly, sometimes slowly, forward motion is is how we get the job done.</span><br /><br /><span style="font-weight:bold">Here's some good news . . .</span> even with the unknowns, even in the face of uncertainty, even with inflation concerns, stock market volatility, higher interest rates, and the dramatic loss of available housing stock <span><em>(supply is down 25% in all price points)</em>,</span> people still need a place to live. As such, <span style="font-weight:bold">our East Bay marketplace is experiencing incredibly HIGH demand. In other words, prices are quickly escalating, and Sellers are reaping the benefits.</span><br /><br />Based on nothing but my own insignificant opinion, <span style="font-weight:bold">I believe the increased demand has a lot to do with the need to "nest" when the world feels chaotic and completely "out of whack" </span><em><span>(that's a professional term</span><span style="font-weight:bold">).</span></em> But the increase of Bay Area wealth due to BIG AI payoffs certainly doesn't hurt. These affluent folks have recently come into MONEY, and they're out looking for homes.<em> <span>(Please give us a call.)</span></em><br /><br /><span style="font-weight:bold">Whatever your motivations, whatever your budget, whatever your comfort level, the truth is that buying or selling &mdash; under the best of circumstances &mdash; is an inherently difficult process,</span> irrespective of which side of the equation you fall on. And because a home purchase or sale occurs, on average, only once every decade or so, it's always going to be a bit foreign, even to those who have moved frequently <span><em>(as I have)</em>.</span> So listen, learn, educate yourself as much as possible, and then <span style="font-weight:bold">rely on your team to help you navigate the complicated journey. We've done this hundreds of times, which is to say you may count on us for every phase of the operation.</span> <em><span>(BTW - it gets easier with practice, as I assume flower arranging does as well?)</span></em><br /><br /><span><em>How can we help you?</em> </span><br /><br /><span>PS:&nbsp;Here was our submission. Not bad for a bunch of first-timers who didn't have a clue. How'd we do? </span></div>  <div><div class="wsite-image wsite-image-border-none " style="padding-top:10px;padding-bottom:10px;margin-left:0;margin-right:0;text-align:center"> <a> <img src="https://www.juliegardner.com/uploads/1/4/0/6/140672993/floral-design_orig.jpg" alt="Picture" style="width:auto;max-width:100%" /> </a> <div style="display:block;font-size:90%"></div> </div></div>]]></content:encoded></item><item><title><![CDATA[Barcelona es muy Bonita!]]></title><link><![CDATA[https://www.juliegardner.com/blog/barcelona-es-muy-bonita]]></link><comments><![CDATA[https://www.juliegardner.com/blog/barcelona-es-muy-bonita#comments]]></comments><pubDate>Fri, 03 Apr 2026 07:00:00 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.juliegardner.com/blog/barcelona-es-muy-bonita</guid><description><![CDATA[Hola! I'm back from a quick trip to Espana, having taken advantage of a pause in my schedule to visit my sister, Jill, in her new apartment (and in her new life) in the historic "Gotic" neighborhood of Barcelona, where she's officially an "expat," retired, and absolutely thriving! (Thank you Sarah, Kate and Elizabeth for the coverage.)Barcelona is a walker's paradise (flat and scenic), so we'd start the day with a stroll on the beach with her dog, Luna, find a local "cafeteria" for a "cafe con l [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style="text-align:left;"><span style="font-weight:bold">Hola! I'm back from a quick trip to Espana,</span> having taken advantage of a pause in my schedule to visit my sister, Jill, in her new apartment <em><span>(and in her new life)</span></em> in the historic "Gotic" neighborhood of Barcelona, where she's officially an "expat," retired, and absolutely thriving! <em><span>(Thank you Sarah, Kate and Elizabeth for the coverage.)</span></em><br /><br /><span style="font-weight:bold">Barcelona is a walker's paradise </span><span><em>(flat and scenic)</em>,</span> so we'd start the day with a stroll on the beach with her dog, Luna, find a local "cafeteria" for a "cafe con leche," and then explore the numerous museums, cathedrals, markets, art galleries and shops along the way before retiring in the late afternoon. One evening, we took a cooking class where we learned to make paella and potato tortillas <em><span>(potato omelettes)</span></em>, and <span style="font-weight:bold">on another day, we met up with a group of like-minded travelers for a "Gaudi Bicycle Tour" around the city that was capped off by a stop at the world famous "La Sagrada Familia"</span><em> <span>(The Holy Family).</span></em></div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph" style="text-align:left;"><span style="color:rgb(32, 33, 34); font-weight:bold">The largest, and as yet, unfinished Catholic cathedral in the world, the Sagrada Fam&iacute;lia began construction in 1882</span><span style="color:rgb(32, 33, 34)"> under architect&nbsp;</span>Francisco de Paula del Villar before <span style="color:rgb(32, 33, 34)">Antoni Gaud&iacute; took over as chief architect just one year later, in 1883. Considered his "maxnum opus," </span><span style="color:rgb(32, 33, 34); font-weight:bold">Gaud&iacute; devoted the remainder of his life to the project. At the time of his unexpected death in 1926, less than a quarter of the building had been completed.</span><span style="color:rgb(32, 33, 34)"> On February 20, 2026, the basilica reached its final height of 172.5 meters </span><em><span style="color:rgb(32, 33, 34)">(566&nbsp;ft)</span></em><span style="color:rgb(32, 33, 34)"> when the last section of the central tower was lifted into place.</span><br /><br /><span style="color:rgb(32, 33, 34); font-weight:bold">Attracting more than 4.5 million visitors each year,</span><span style="color:rgb(32, 33, 34)"> the cost of construction exceeds $25 million ANNUALLY, paid for entirely by ticket sales and private donations. </span><em><span style="color:rgb(32, 33, 34)">(No one knows exactly how much has been spent to date.</span><span style="color:rgb(32, 33, 34)">) </span></em><span style="color:rgb(32, 33, 34); font-weight:bold">Although work</span><span style="color:rgb(10, 10, 10); font-weight:bold"> began in 1882, </span><span style="color:rgb(10, 10, 10); font-weight:bold">in 2016 it was discovered </span><span style="color:rgb(10, 10, 10); font-weight:bold">that the basilica never had an official building permit.</span><span style="color:rgb(10, 10, 10)"> </span><em><span style="color:rgb(10, 10, 10)">(Gee, you think someone would have noticed.)</span></em><span style="color:rgb(10, 10, 10)"> To legalize its status, a special plan was approved in 2019, wherein the foundation agreed to pay a total of </span><span style="color:rgb(10, 10, 10); font-weight:bold">&euro;4.6 million in fees and roughly $41 million USD in fines . . . </span><em><span style="color:rgb(10, 10, 10)">(That's an expensive building permit to be sure.)</span></em><br /><br /><span style="color:rgb(10, 10, 10); font-weight:bold">But for those of us on a budget</span><span style="color:rgb(10, 10, 10); font-weight:bold"> </span><span style="color:rgb(10, 10, 10)"><em>(and that's MOST of us)</em>, </span><span style="color:rgb(10, 10, 10); font-weight:bold">here are the do's and don'ts of home construction, </span><span style="color:rgb(10, 10, 10)">courtesy of Chat GPT:</span><br /><br /><strong><span style="color:rgb(13, 13, 13)"><font size="3">1)&nbsp;Do set a realistic budget&mdash;with a contingency.&nbsp;</font></span><span style="color:rgb(13, 13, 13)">Your construction budget should include:</span></strong><ul style="color:rgb(18, 12, 13)"><li style="color:rgb(13, 13, 13)">hard costs (labor/materials)</li><li style="color:rgb(13, 13, 13)">soft costs (permits, plans, engineering, design)</li><li style="color:rgb(13, 13, 13)">temporary housing/storage if needed</li><li style="color:rgb(13, 13, 13)">10&ndash;20% contingency&nbsp;for surprises</li></ul> <em><span style="color:rgb(13, 13, 13)">(If you skip this, your &ldquo;dream project&rdquo; can turn into a series of expensive compromises.)</span></em><br /><br /><strong><span style="color:rgb(13, 13, 13)"><font size="3">2)&nbsp;Do define the scope of work before you break ground</font></span><span style="color:rgb(13, 13, 13)">Be crystal clear about:</span></strong><ul style="color:rgb(18, 12, 13)"><li style="color:rgb(13, 13, 13)">what you&rsquo;re building</li><li style="color:rgb(13, 13, 13)">what&rsquo;s staying</li><li style="color:rgb(13, 13, 13)">what&rsquo;s changing</li><li style="color:rgb(13, 13, 13)">what level of finishes you want</li></ul> <em><span style="color:rgb(13, 13, 13)">(Changing plans mid-project is one of the fastest ways to blow your budget and timeline.)</span></em><br /><br /><strong><span style="color:rgb(13, 13, 13)"><font size="3">3)&nbsp;Do hire the right team from the start.&nbsp;</font></span><span style="color:rgb(13, 13, 13)">The right people matter more than almost anything else:</span></strong><ul style="color:rgb(18, 12, 13)"><li style="color:rgb(13, 13, 13)">architect/designer</li><li style="color:rgb(13, 13, 13)">contractor</li><li style="color:rgb(13, 13, 13)">structural engineer (if needed)</li><li style="color:rgb(13, 13, 13)">expeditor/project manager (if applicable)</li></ul> <em><span style="color:rgb(13, 13, 13)">(Hire for&nbsp;</span><span style="color:rgb(13, 13, 13)">experience, communication, and references</span><span style="color:rgb(13, 13, 13)">&mdash;not just the lowest bid.)</span><br /></em><br /><br /><span style="color:rgb(13, 13, 13)"><font size="4"><strong>4)</strong>&nbsp;</font><strong><font size="3">Do get multiple bids.&nbsp;</font></strong></span><strong><font size="3"><span style="color:rgb(13, 13, 13)">Always compare at least&nbsp;</span><span style="color:rgb(13, 13, 13)">2&ndash;3 qualified contractors.&nbsp;</span><span style="color:rgb(13, 13, 13)">Look beyond price and compare:</span></font></strong><ul style="color:rgb(18, 12, 13)"><li style="color:rgb(13, 13, 13)">scope of work</li><li style="color:rgb(13, 13, 13)">allowances</li><li style="color:rgb(13, 13, 13)">exclusions</li><li style="color:rgb(13, 13, 13)">timeline</li><li style="color:rgb(13, 13, 13)">supervision plan</li><li style="color:rgb(13, 13, 13)">payment schedule</li></ul> <em><span style="color:rgb(13, 13, 13)">(The adage "you get what you pay for," is absolutely true with respect to renovations.)</span></em><br /><br /><strong><span style="color:rgb(13, 13, 13)"><font size="3">5)&nbsp;Do check licenses, insurance, and references before signing a contract.</font></span><span style="color:rgb(13, 13, 13)">Before signing anything, verify:</span></strong><ul style="color:rgb(18, 12, 13)"><li style="color:rgb(13, 13, 13)">contractor license</li><li style="color:rgb(13, 13, 13)">liability insurance</li><li style="color:rgb(13, 13, 13)">workers&rsquo; comp</li><li style="color:rgb(13, 13, 13)">recent client references</li><li style="color:rgb(13, 13, 13)">similar completed projects</li></ul> <em><span style="color:rgb(13, 13, 13)">(And yes&mdash;actually call the references.)</span></em><br /><br /><strong><font size="3"><span style="color:rgb(13, 13, 13)">6)&nbsp;Do get everything in writing.&nbsp;</span><span style="color:rgb(13, 13, 13)">This includes:</span></font></strong><ul style="color:rgb(18, 12, 13)"><li style="color:rgb(13, 13, 13)">scope of work</li><li style="color:rgb(13, 13, 13)">materials/finishes</li><li style="color:rgb(13, 13, 13)">payment schedule</li><li style="color:rgb(13, 13, 13)">start/completion expectations</li><li style="color:rgb(13, 13, 13)">change order process</li><li style="color:rgb(13, 13, 13)">warranty terms</li></ul> <em><span style="color:rgb(13, 13, 13)">(Define what ISN'T covered as well as what is.)</span></em><br /><br /><strong><font size="3"><span style="color:rgb(13, 13, 13)">7)&nbsp;Do understand the permit and approval process.&nbsp;</span><span style="color:rgb(13, 13, 13)">Make sure you know:</span></font></strong><ul style="color:rgb(18, 12, 13)"><li style="color:rgb(13, 13, 13)">what permits are required</li><li style="color:rgb(13, 13, 13)">who is pulling them</li><li style="color:rgb(13, 13, 13)">what and when inspections will happen</li><li style="color:rgb(13, 13, 13)">whether zoning, design review, or HOA approvals apply.</li></ul> <em><span style="color:rgb(13, 13, 13)">(Never assume &ldquo;the contractor is handling it&rdquo; without confirming, and ALWAYS have the permits finalized!)</span></em><br /><br /><strong><font size="3"><span style="color:rgb(0, 0, 0)">8) Do prioritize function over trends.&nbsp;</span>Choose layouts and materials that support how you actually live:</font></strong><ul style="color:rgb(18, 12, 13)"><li>storage</li><li>traffic flow</li><li>lighting</li><li>outlet placement</li><li>durable finishes</li><li>maintenance needs, etc.</li></ul> <em><span>(Pretty is nice, but practical is what you&rsquo;ll appreciate day in and day out.)</span></em><br /><br /><strong><font size="3"><span style="color:rgb(0, 0, 0)">9) Do make selections early.&nbsp;</span>Specify your choices as much as possible before demo or framing begin:</font></strong><ul style="color:rgb(18, 12, 13)"><li>flooring</li><li>tile</li><li>plumbing fixtures</li><li>appliances</li><li>windows/doors</li><li>cabinetry</li><li>lighting</li></ul> <em><span>(Late decisions cause delays, rushed choices, and substitution headaches.)</span></em><br /><br /><strong><span style="color:rgb(0, 0, 0)"><font size="3">10) Do stay involved in the process, and communicate regularly.&nbsp;</font></span>Even with a great team, you need:</strong><ul style="color:rgb(18, 12, 13)"><li>regular check-ins</li><li>site walk-throughs</li><li>written updates</li><li>quick decisions when issues arise</li></ul><br /><span style="font-weight:bold">At the risk of repeating myself, DO make sure each segment of the permit process has been fully finalized.</span> This avoids the unfortunate discovery that open permits still exist on file, which can prove incredibly problematic come time to sell. <span style="font-weight:bold">Closed permits freeze the building codes to the year the permit was pulled.</span> Fail to do so, and a decade down the road, you'll not only be charged to reopen the permit(s), but undoubtedly, you'll spend far more, and jump through hoops finalizing the work that no longer meets current standards.<br /><br />Having remodeled seven of my own homes, not to mention hundreds of others for our Sellers, <span style="font-weight:bold">the best advice I can give you regarding any renovation is to set a budget, stay flexible, be coachable, be organized, hire professionals, pivot when necessary, be solution-oriented, and expect delays along the way </span><em><span>(that's not just a recipe for renovation, but for life).</span></em><br /><br /><span style="font-weight:bold">Whatever you decide to tackle, let's just hope your project is not as drawn out as La Sagrada Familia; </span>that's definitely been a long time coming.<span style="font-weight:bold"> </span><span><em>(I'd have fired my contractor long ago.)</em> </span><br /><br /><em><span>How can we help you? </span></em></div>]]></content:encoded></item><item><title><![CDATA[Defensible Space]]></title><link><![CDATA[https://www.juliegardner.com/blog/defensible-space]]></link><comments><![CDATA[https://www.juliegardner.com/blog/defensible-space#comments]]></comments><pubDate>Fri, 20 Mar 2026 07:00:00 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.juliegardner.com/blog/defensible-space</guid><description><![CDATA["Hopefully, this is all of it," my email said. "I've spent more than $2,000 this week meeting your requests for a water pressure monitor valve, household temperature gage, and central fire monitoring system . . . "&#8203;Which begs the question: If a house that has NO knob &amp; tube wiring, new copper plumbing, new electrical panels, a composition-shingle roof (w/solar), Tesla Battery walls, insulation&nbsp;between floors, walls, and ceilings, double-pane windows, new furnace(s) and water heate [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style="text-align:left;"><span style="color:rgb(34, 34, 34); font-weight:bold">"Hopefully, this is all of it,"</span><span style="color:rgb(34, 34, 34)"> my email said. </span><span style="color:rgb(34, 34, 34); font-weight:bold">"I've spent more than $2,000 this week meeting your requests for a water pressure monitor valve, household temperature gage, and central fire monitoring system . . . "</span><br /><span style="color:rgb(34, 34, 34); font-weight:bold"><br />&#8203;Which begs the question:</span><span style="color:rgb(34, 34, 34)"> If a house that has NO knob &amp; tube wiring, new copper plumbing, new electrical panels, a composition-shingle roof</span><span style="color:rgb(34, 34, 34)"> <em>(w/solar)</em></span><span style="color:rgb(34, 34, 34)">, Tesla Battery walls, insulation&nbsp;between floors, walls, and ceilings, double-pane windows, new furnace(s) and water heater(s), renovated kitchen and bathrooms, low-flow water fixtures, and a security system that includes strategically-placed cameras . . . </span><span style="color:rgb(34, 34, 34); font-weight:bold">IF MY METICULOUSLY MAINTAINED, and COMPLETELY RENOVATED HOME (!) is struggling to retain homeowner's insurance, what house actually meets the more stringent requirements insurers are demanding? </span><span style="color:rgb(34, 34, 34)">How are average people supposed to keep their homeowner's insurance? </span>&#8203;</div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph" style="text-align:left;"><span style="color:rgb(34, 34, 34); font-weight:bold">"I apologize,"</span><span style="color:rgb(34, 34, 34)"> the representative said, <em>(</em></span><em><span style="color:rgb(34, 34, 34)">anticipating that</span><span style="color:rgb(34, 34, 34)"> </span><span style="color:rgb(34, 34, 34)">I was on the verge of an unpleasant meltdown.)</span></em><span style="color:rgb(34, 34, 34)"> </span><span style="color:rgb(34, 34, 34); font-weight:bold">"The insurance company wants additional proof." </span><span style="color:rgb(34, 34, 34)"><em>(Really?!?)</em> </span><span style="color:rgb(34, 34, 34)">Photos, work orders, copies of checks to the contractor, and a ADT certificate outlining the monitoring systems aren't enough?</span><br /><br /><span style="color:rgb(34, 34, 34); font-weight:bold">Moreover, it's not going to stop there.</span><span style="color:rgb(34, 34, 34)"> Last week, at COMPASS' weekly office meeting, </span><span style="color:rgb(77, 77, 77)">Sheryl Drinkwater</span><span style="color:rgb(77, 77, 77); font-weight:bold">,</span><span style="color:rgb(77, 77, 77); font-weight:bold"> </span><span style="color:rgb(77, 77, 77)">a local architect and home-hardening specialist</span><span style="color:rgb(0, 0, 0)">,</span><span style="color:rgb(34, 34, 34)"> spoke to our assembled group about </span><span style="color:rgb(34, 34, 34); font-weight:bold">fire safety and home-hardening regulations that are either already in place</span><span style="color:rgb(34, 34, 34)"> </span><em><span style="color:rgb(34, 34, 34)">(and largely ignored),</span></em><span style="color:rgb(34, 34, 34)"> </span><span style="color:rgb(34, 34, 34); font-weight:bold">or headed to a theater near you</span><span style="color:rgb(34, 34, 34)"> </span><em><span style="color:rgb(34, 34, 34)">(Could they make it any more difficult?)</span><span style="color:rgb(34, 34, 34)"> </span></em><br /><br /><span style="color:rgb(34, 34, 34)">While we're all aware that properties in the hills must annually clear grass and weeds around their structures, </span><span style="color:rgb(34, 34, 34); font-weight:bold">new building requirements will likely limit ANY plantings within 5' of a building,</span><span style="color:rgb(34, 34, 34)"> preferring rock, moonscapes, and succulents instead of anything that resembles our current green landscapes. Goodbye climbing roses. </span><br /><br /><span style="font-weight:bold">Beauty isn't high on the priority list</span>. Preventing the spread of fire is. <em><span>(They have a point, but it comes at an aesthetic cost to be sure.) </span><br /></em><br /><span style="color:rgb(34, 34, 34); font-weight:bold">Honestly, if I have to rip out half my garden, I think it will kill me. </span><span style="color:rgb(34, 34, 34)">My deep, colorful beds, which I have lovingly tended for the past 12 years, are comprised of blooming Dogwoods, Magnolias, Japanese Maples, and a strategically-placed row of tall Birch trees that provide privacy between my house and the neighbor's next door</span><span style="color:rgb(34, 34, 34)"> <em>(a living fence).</em></span><span style="color:rgb(34, 34, 34)"> There are dozens of hydrangea bushes, azaleas, native grasses, white roses, and blooming ground cover, not to mention butterflies, birds, and bees that are busy pollinating and nesting among the branches. </span><br /><br /><span style="color:rgb(34, 34, 34); font-weight:bold">The truth is, cities are dense environments, in which the current goal of "infill" designed to create MORE housing, not less, is in direct conflict with the recommendations heading our way.</span><span style="color:rgb(34, 34, 34)"> Sheryl was suggesting structures sit 100' apart, that plantings not touch each other, that flora and fauna be limited to endemic species, that hedges be avoided, that any attached trellises, overhangs, or shade structures be removed, that eaves be enclosed, etc., etc., etc, </span><br /><br /><span style="color:rgb(34, 34, 34); font-weight:bold">But as 90% of fires are started by embers landing on roofs, wouldn't it make more sense to focus our efforts there</span><span style="color:rgb(34, 34, 34)">, instead of ripping out foliage around our properties? Is it realistic in our urban settings &mdash; especially when ADUs are considered part of the solution &mdash; to move in this direction? </span><span style="color:rgb(34, 34, 34); font-weight:bold">Isn't there a case to be made in a world of "global warming" for the importance of plantings and shade trees contributing to reducing temperatures in our concrete jungles</span><span style="color:rgb(34, 34, 34)">, and to provide shelter for our animal friends? Is the next step having every homeowner cement over their yards </span><em><span style="color:rgb(34, 34, 34)">(That's clearly NOT the solution.) </span></em><span style="color:rgb(34, 34, 34)">Needless to say, </span><span style="color:rgb(34, 34, 34); font-weight:bold">I left that meeting feeling defeated only to return home to more demands from my insurance rep. </span><br /><br /><span style="color:rgb(34, 34, 34); font-weight:bold">With MOUNTING frustration, I began shopping for new homeowner's insurance,</span><span style="color:rgb(34, 34, 34)"> </span><span style="color:rgb(34, 34, 34); font-weight:bold">but was told by several companies that they either no longer write in California or won't insure "high-value homes"</span><span style="color:rgb(34, 34, 34)"> above $2 million. </span><em><span style="color:rgb(34, 34, 34)">(If anybody's got a better idea, please send it my way.)</span></em><span style="color:rgb(34, 34, 34)"> Given the boxed-beam ceilings, custom woodwork, and sheer size of my house </span><em><span style="color:rgb(34, 34, 34)">(we also have an attached garden apartment)</span></em><span style="color:rgb(34, 34, 34)"><em>,</em> it's unlikely that we'd be able to rebuild within the stated limits, especially with tariffs in play. </span><br /><br /><span style="color:rgb(34, 34, 34); font-weight:bold">So what's the upshot? Homeownership is going to get more expensive as the costs to own continue to climb,</span><span style="color:rgb(34, 34, 34)"> so buckle up and get ready. Your cancellation notice is probably in the mail as we speak.</span><br /><br /><span style="color:rgb(34, 34, 34)">How can we help you?</span></div>]]></content:encoded></item><item><title><![CDATA[Secret Agent Man]]></title><link><![CDATA[https://www.juliegardner.com/blog/secret-agent-man]]></link><comments><![CDATA[https://www.juliegardner.com/blog/secret-agent-man#comments]]></comments><pubDate>Thu, 12 Mar 2026 15:59:57 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.juliegardner.com/blog/secret-agent-man</guid><description><![CDATA[When you measure your career in decades vs. months, or weeks, there's a certain history that you carry into your daily work experience, and a level of expectation that frankly, colors your perception. While it's important to evolve with the times, there are some traditions that probably shouldn't have been left behind so casually. And, given the speed and technology of today's current marketplace, they'll likely remain a lost art forever.&#8203;Too bad.      When I first began selling homes more [...] ]]></description><content:encoded><![CDATA[<div class="paragraph"><span style="font-weight:bold">When you measure your career in decades vs. months, or weeks, there's a certain history that you carry into your daily work experience,</span> and a level of expectation that frankly, colors your perception. <span style="font-weight:bold">While it's important to evolve with the times, there are some traditions that probably shouldn't have been left behind so casually. </span>And, given the speed and technology of today's current marketplace, <span style="font-weight:bold">they'll likely remain a lost art forever.<br />&#8203;</span><br /><span style="font-weight:bold">Too bad.</span></div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph"><span style="font-weight:bold">When I first began selling homes more than two decades ago, Agents made appointments to present in person, </span>not only to the Listing Agent, but to the Sellers as well. With signed purchase offers in hand, we'd meet around a conference table, introduce ourselves, ask questions, and then speak glowingly about our clients, their qualifications, and their love for the house. It was a professional and polished presentation that played out over and over again, and an opportunity for Agents to meet one another. <span style="font-weight:bold">"Secret Agents" didn't exist.</span> <span style="font-weight:bold">Either you made an appointment to present or you were left out of the process. Full stop.</span><br /><br /><span style="font-weight:bold">Docusign hadn't yet come into existence </span><em><span>(that was still years in the future).</span> </em>Instead, the contracts were printed on paper, formally presented, signed in person, and then ultimately acknowledged by the other party, all with "wet" signatures. <span style="font-weight:bold">This often resulted in late nights, and weekends at the office, meeting our clients AFTER their work day had ended</span>. For better or worse, that was the nature of the beast.<br /><br /><span style="font-weight:bold">Then along came Docusign </span>- single handedly the biggest technology shift in our profession -<span style="font-weight:bold"> which literally meant that we could draft and send contracts from anywhere in the world.</span> In other words, I could vacation in France, and still present an offer in Oakland come the offer date. <span><em>(That's both good and bad.)</em> </span>But an arm's length negotiation, often with out-of-area Agents, <span style="font-weight:bold">also came at a cost: we lost that personal touch.</span><br /><br />Earlier this week, Sarah and I took offers on a sweet house in Piedmont that had proven more popular than we'd anticipated. <span><em>(That's always a good thing.)</em> </span>So <span style="font-weight:bold">when I sent out an inquiry to 42 Agents </span><em><span>(all of whom had requested disclosure packages)</span></em><span style="font-weight:bold"> asking for a head count, and received only three responses in return, it made it impossible to give clear direction </span>to the Buyer's Agents, or to their prospective clients, or to our Sellers. In spite of the fact that we are all walking around with smart phones, <span style="font-weight:bold">there seems to be a generation of Agents that prefer to keep their intentions a complete mystery; aka: "secret agents."</span><br /><br /><span style="font-weight:bold">Why?</span><br /><br /><span style="font-weight:bold">I can only assume, they're playing Texas hold 'em when the game is more like "Go Fish."</span>&nbsp;But here's the thing, real estate benefits from collaboration and transparency; it should never be an adversarial process, so leave the cloak and daggers to Bond, James Bond. <span style="font-weight:bold">We expect to hear from you, AND we prefer to work with Realtors that are above board and committed to the process. </span><br /><br /><span style="font-weight:bold">The irony is that it's never been easier to stay in touch, and yet too few Agents actually make an attempt to do so. </span>In my experience,<span style="font-weight:bold"> </span>lack of communication puts us all at a disadvantage and sets up an inherent distrust. The sound of silence means we're working on gut instinct, and while I like to believe that Sarah and I have a pretty good handle on things, <span style="font-weight:bold">we'd much prefer accurate information in lieu of "hunches."</span> <em><span>(I'm sure you would as well.)</span><br /></em><br />And for those of us who prefer a straight-forward approach&nbsp;<span><em>(moi),</em> </span><span style="font-weight:bold">failure to reach out or to respond signals that communication isn't their long suit,</span> and we should probably expect the same M.O. throughout the transaction. <span><em>(Certainly, that wasn't the intention, right?)</em> </span><br /><br /><span style="font-weight:bold">At the risk of sounding like my mother </span><em><span>(guilty as charged),</span></em> <span style="font-weight:bold">manners still matter, </span>so Realtors&reg;, take a quick minute to respond, and leave the covert actions to professional operatives. In other words, <span style="font-weight:bold">send a text, an email, or pick up the phone </span><em><span>(old school).</span></em><span style="font-weight:bold"> You'll be doing your Buyers a big, BIG favor. </span><br /><br /><em><span>How can we help you?</span></em></div>]]></content:encoded></item><item><title><![CDATA[GOT DEER?]]></title><link><![CDATA[https://www.juliegardner.com/blog/got-deer]]></link><comments><![CDATA[https://www.juliegardner.com/blog/got-deer#comments]]></comments><pubDate>Wed, 04 Mar 2026 21:18:00 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.juliegardner.com/blog/got-deer</guid><description><![CDATA[The sun is shining, the days are getting warmer, and the trees are beginning to leaf. In other words, spring has sprung.Alas, so have the deer! With no natural predators to cull the population, both doe and fawn are in ample supply, and they seem to love our block in particular. As soon as evening sets, they're wandering the street in small groups of two or three, freely munching on everything they can find . . . .      Last year these elegant creatures discovered how to hop my garden fence, and [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style="text-align:left;"><span style="font-weight:bold">The sun is shining, </span>the days are getting warmer, and the trees are beginning to leaf. In other words, <span style="font-weight:bold">spring has sprung.<br />Alas, so have the deer!</span> With no natural predators to cull the population, both doe and fawn are in ample supply, and they seem to love our block in particular. As soon as evening sets, <span style="font-weight:bold">they're wandering the street in small groups of two or three, freely munching on everything they can find . . . .</span></div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph"><span style="font-weight:bold">Last year these elegant creatures discovered how to hop my garden fence, </span>and spent the better part of every late night or early morning chowing down on the buffet they'd recently discovered . . . <span style="font-weight:bold">With close to 20 white rose varieties in my garden, there was nary a flower to be found</span> unless it was climbing on the arches or up the walls, well above their heads. Anything at ground level was quickly consumed in bud form, which was discouraging, to say the least. <span>(Where's my dog when you need him?)<br /></span><br /><span style="font-weight:bold">Luckily, the damage in my garden beds was primarily limited to the rose bushes, although my neighbor hasn't been as fortunate.</span> A high-end contractor by trade, he and his family moved in a few years ago, completely and beautifully transforming both the grounds and the house across the street, finishing off with a sprawling lawn and flowering beds.<br /><strong><span style="font-weight:bold">The deer don't care.<br /></span></strong><br /><span style="font-weight:bold">Irrespective of his heroic efforts,</span> <span style="font-weight:bold">they have been merciless.</span> He's now placed protective netting around many of his plants - an example I'll probably have to follow - but let's be real,<span> </span>deer netting is ugly, and it changes the focus from the plant to the plastic itself. It's akin to putting a cage around the Mona Lisa.<br /><br /><span style="font-weight:bold">In response to the unwelcome invasion, I've tried coyote urine spray, but the stench is so horrific, that I"m not sure it's worth the trouble,</span> and since it requires repeated applications, it's a short-term solution at best. Unfortunately, Bambi <span>(and her clan)</span> are ruthless, and clearly, very hungry! <span style="font-weight:bold">What were once abundant blooming shrubs, are now little more than bare stems, struggling to survive.<br /></span><br /><span style="font-weight:bold">So what's the solution? Deer-resistant plants are probably the best bet,</span> as is hardscape, along with thoughtful planting. Fortunately, there are some fantastic succulent gardens around town that lead the way - I just haven't gotten there yet. So while I'm not wholeheartedly embracing a purely native California garden, <span style="font-weight:bold">I'm definitely replacing some of the "tastier" fare with less "succulent" dining.<br /></span><br /><span style="font-weight:bold">Per "Claude," here are the top AI suggestions for deer-resistant planting in the Bay Area:<br /></span><br />Anchor Shrubs (Structure &amp; Height)<ul style="color:rgb(18, 12, 13)"><li>Ceanothus 'Dark Star' or 'Julia Phelps' &ndash; stunning deep blue spring flowers, evergreen, forms a dramatic backdrop</li><li>Lavender 'Phenomenal' or 'Hidcote' &ndash; classic, tidy, fragrant hedge-like look</li><li>Rosemary 'Tuscan Blue' &ndash; upright form, great as a low hedge or border</li></ul>Mid-Layer Flowering Plants<ul style="color:rgb(18, 12, 13)"><li>Salvia 'Amistad' or 'Hot Lips' &ndash; long bloom season, hummingbirds love them</li><li>Agapanthus &ndash; clean, architectural look with blue/white flowers in summer; works great lining a path or driveway</li><li>Penstemon &ndash; tall spires in red/pink/purple, native-friendly and showy</li><li>Kniphofia &ndash; bold statement plant, low maintenance</li></ul>Front Border / Edging<ul style="color:rgb(18, 12, 13)"><li>Lavender (dwarf varieties like 'Thumbelina Leigh') &ndash; tidy edging along walkways</li><li>Society Garlic &ndash; neat clumping grass-like foliage with purple flowers</li><li>Yarrow &ndash; low, spreading, comes in yellow, white, and pink</li></ul>Ground Covers (to reduce weeding &amp; water)<ul style="color:rgb(18, 12, 13)"><li>Dymondia margaretae &ndash; silvery-green, very low, great between stepping stones</li><li>Baccharis pilularis 'Twin Peaks' &ndash; native, very low water once established</li><li>Lantana 'Gold Mound' &ndash; colorful, spreading, carefree</li></ul>A Sample Front Yard Layout<ul style="color:rgb(18, 12, 13)"><li style="color:rgb(18, 12, 13)"><span>Back/foundation: Ceanothus or tall Rosemary for height</span></li><li>Middle: Salvia + Agapanthus + Penstemon for color all season</li><li>Front edge: Dwarf Lavender or Society Garlic along the walkway</li><li>Ground cover: Dymondia or Baccharis to fill gaps and suppress weeds</li></ul>Practical Tips for Front Yards<ul style="color:rgb(18, 12, 13)"><li>Choose evergreens (Ceanothus, Rosemary, Agapanthus) for year-round curb appeal</li><li>Layer bloom times &mdash; Ceanothus in spring, Salvia/Agapanthus in summer, Lantana into fall</li><li>Most of these are low-water once established, which fits Bay Area water restrictions well</li><li>Mulch heavily the first year to retain moisture and reduce weeding</li></ul><br /><span style="font-weight:bold">The moral of the story is that English gardens probably belong in England. </span>That being said, I'm still a fan of beautiful, abundant blooms, so I'll double down on what works, and begin to edit what doesn't. That's the nature of a garden; it's an ongoing lesson in humility. <span style="font-weight:bold">The simple truth about most thriving gardens </span><span>(and gardeners)</span><span style="font-weight:bold"> is that success often arrives on the the heels of a series of failures.</span> (<span>It's a lot like buying a house.) </span>Gardens are the perfect metaphors for life.<br /><br /><span style="font-weight:bold">Still, I'm about ready to adopt a mountain lion.<br />&#8203;</span><br /><em><span>How can we help you?</span></em></div>]]></content:encoded></item><item><title><![CDATA[Fix It or Sell "As Is?"]]></title><link><![CDATA[https://www.juliegardner.com/blog/fix-it-or-sell-as-is]]></link><comments><![CDATA[https://www.juliegardner.com/blog/fix-it-or-sell-as-is#comments]]></comments><pubDate>Fri, 27 Feb 2026 08:00:00 GMT</pubDate><category><![CDATA[Uncategorized]]></category><guid isPermaLink="false">https://www.juliegardner.com/blog/fix-it-or-sell-as-is</guid><description><![CDATA["I inherited a property and it's in pretty poor condition," the email said. "Can you come by later this week, and tell me whether I should fix it, or sell the home "As Is?"I'd be happy to, but the choice to fix a house OR sell it in its current "As Is" condition is predicated upon the structure's underlying health. Although I'm certainly not opposed to giving my opinion (829 blogs posts worth of them!), if the deferred maintenance is such that the pest report is going to identify hundreds of tho [...] ]]></description><content:encoded><![CDATA[<div class="paragraph" style="text-align:left;">"<span style="font-weight:bold">I inherited a property and it's in pretty poor condition,"</span> the email said. <span style="font-weight:bold">"Can you come by later this week, and tell me whether I should fix it, or sell the home "As Is?"</span><br /><br />I'd be happy to, but <span style="font-weight:bold">the choice to fix a house OR sell it in its current "As Is" condition is predicated upon the structure's underlying health</span><span>. </span>Although I'm certainly not opposed to giving my opinion <em><span>(829 blogs posts worth of them!)</span></em>, <span style="font-weight:bold">if the deferred maintenance is such that the pest report is going to identify hundreds of thousands in dry rot,</span> it doesn't make a whole lot of sense <em><span>(or cents)</span></em> to spend your hard-earned dollars on cosmetic improvements WHEN the house will still present poorly. <span style="font-weight:bold">Put more succinctly, we are going to need more information to answer the question.</span><br /><br /><span style="font-weight:bold">So where do we find the answers? </span>&#8203;</div>  <div>  <!--BLOG_SUMMARY_END--></div>  <div class="paragraph" style="text-align:left;"><span style="font-weight:bold">Inspections are always the first line of defense. </span><br /><br /><span style="font-weight:bold">And while Sellers absolutely HATE having their homes picked apart, when it comes to "As Is" sales, the more we know, discover, and disclose, the better off you'll be. </span>Which is why Sarah and I often begin with pest and home inspections. Together, these reports examine the working components as a whole. They tell us not only if there are termites, rats, dry rot, or a beetle infestation in the structure, but will also recommend further inspections as needed<em> <span>(roof, foundation, chimney, HVAC, electrical, plumbing, etc., etc., etc.).</span></em><br /><br />In short, when it comes to the "As Is" sale,<span style="font-weight:bold"> we're going to THOROUGHLY inspect, disclose, and clean before putting the house on the open market, </span>but we will NOT be painting, repairing or staging the home, as is now the norm. It's a quick and no-frills approach to the "fixer-upper," and one that we've had great success with &mdash; <span>when appropriate.</span><br /><br /><span style="font-weight:bold">It's important to note that "'As Is' sales, are NOT about fixing everything that needs attention, but should include educating potential Buyers. </span>The last thing we want is some novice purchasing the house who has no idea of the scope or breadth of the repairs; someone who immediately falls into Buyers' remorse, and lawyers up after the first heavy rain of the season. <span style="font-weight:bold">When it comes to "fixers," you want the relevant information available to any and everyone, and then the Buyers can decide whether or not the project </span><em><span>(and the risk)</span></em><span style="font-weight:bold"> makes sense for them . . . </span>.<br /><br /><span style="font-weight:bold">However, when the decision to "fix" a house prior to bringing it to market is the path that has been agreed upon,</span> <span style="font-weight:bold">the vast majority of repairs are going to be cosmetic in nature.</span> As Agents <em><span>(not contractors)</span>,</em> we're usually addressing the most egregious items on the "to-do" list, before dressing up the house to make sure it's appealing online. <span style="font-weight:bold">As</span> <span style="font-weight:bold">97% of Buyers begin their search on the Internet, compelling photographs are EVERYTHING, </span>and the reason we pay Stagers to work their magic.<em> <span>(They're worth every dime.)</span></em><br /><br /><span style="font-weight:bold">But in case, you're still confused, here's the real deal: Agents are NOT</span> typically replacing the knob &amp; tube wiring, cast-iron pipes, or failing foundations. We are NOT installing French drains, We are NOT putting on a new roof <span><em>(unless the roof is leaking like a sieve).</em> </span>We are NOT replacing the single-pane windows, AND we are &mdash; in no uncertain terms &mdash; NOT presenting a perfect product. In nearly every case, <span style="font-weight:bold">we are investing heavily in the emotional appeal of a house, because the purchase of a home is a highly passionate and visceral decision. </span><em><span>(No one is pining over HVAC systems or copper pipes)</span></em> <span style="font-weight:bold">In the end, it's all about what Buyers can see, what they respond to, and how the property makes them FEEL. </span><br /><br /><span style="font-weight:bold">That being said, there are plenty of Buyers who prefer "fixers." </span><span><em>(I'm one of them)</em>, </span>and to be completely frank, an untouched house is the most honest representation of a home, as you are seeing it in its rawest form. When we paint, stage and improve a property, you're experiencing an aspirational representation of the home; <span><em>(There's always a bit of smoke and mirrors involved).</em> </span><span style="font-weight:bold">And has been proven time and time again, such transformations almost always result in a much higher selling price! </span><br /><br /><span style="font-weight:bold">That's because the vast majority of Buyers don't have the time, money, imagination, or patience to do the work themselves</span>, preferring to pay more for a "turn-key" property, while simultaneously avoiding the headaches of construction. Moreover many Buyers tend to either underestimate or overestimate how much it will actually cost to cure a distressed property, and that's a scary proposition for the uninitiated. <span><em>(Please do not use HGTV as a reference guide; those projects are benefitting from all kinds of "freebies' that the average Homeowner will be paying when they renovate.)</em> </span>Again, <span style="font-weight:bold">most prospective</span> <span style="font-weight:bold">Buyers will</span> <span style="font-weight:bold">pay more for what's perceived as "done."</span><br /><br /><span style="font-weight:bold">But what if you're not selling? What if you just want to know whether you should renovate and stay put, or abandon the home and find another property altogether?</span><br /><br />That's a distinctly different question, and at the risk of being a bit cheeky, here are my criteria <em><span>(yours may be different).</span></em><br /><br /><ol><li>Do you like/love the location of your current home?</li><li>Does your house have negative inherent issues that cannot be resolved even with significant renovations? <em><span>(ie: busy street, stairs to the front door, small lot, etc.)</span></em></li><li>Is the yard/lot difficult to replace?</li><li>Are you good at making decisions quickly, or do you struggle with choices?</li><li>Are you and your mate on the same page?<em> <span>(Seriously, how's your marriage?)</span></em></li><li>Do you have the wherewithal to renovate or will you be taking out a line of credit?</li><li>Will you be living through the construction or is there somewhere else you can comfortably stay during the remodel?</li><li>What is your current interest rate, and are you willing to trade it for a higher one?</li><li>Does the thought of construction excite your or make you highly anxious <span>(or sick to your stomach)?</span></li><li>Can you live with unwelcome surprises and the unknown?<em> <span>(Construction is full of both.)</span></em></li></ol><br /><span style="font-weight:bold">In the end, you should do what makes the most sense with respect to your goals and desire </span>as rehabbing a property can be a long, drawn out, inconvenient, and expensive proposition that nearly always goes over budget and over time. If you want or need to sell quickly, aren't willing to invest in the property, or would like to pass decades of deferred maintenance on to the next owner to deal with, <span style="font-weight:bold">an "As Is" sale can absolutely be the right choice for you. </span><em><span>(Either way, we're here to guide and support your journey.)</span></em><br /><br /><span style="font-weight:bold">Did that answer your question? </span><em><span>(I hope so.)</span></em><br /><br /><span>How can we help you?</span><br /><br /><br /></div>]]></content:encoded></item></channel></rss>