School has officially begun which means the "Fall Season" is here. For my son, Tristan, the "Fall Season" means time spent at the football stadium, where he is proving to have good hands and quick feet and is showing early success by way of touchdowns and yardage gains. Go Highlanders!
For me, I admittedly have more in common with the cheerleaders in their purple and white uniforms, than I do with the football players, having never learned the art of throwing a spiral. But I was head yell leader for three years during high school, which means I still lose my voice on Friday evenings as I cheer for our hometown boys. Go team!
"WHAT ABOUT, WHAT ABOUT, WHAT ABOUT OUR COLORS? . . ."
I'm still cheering (both professionally and personally) a role that seems to suit me well, whether it's in my capacity as a mother, a booster, a board member or as a REALTOR. I want you to succeed and I am going to do my best to see that you do, all while cheering you into the end zone and through the close of escrow. And because I truly believe in the concept of home ownership - aka the "American Dream" - it's easy for me to get behind it. "WE'RE SU-PER, SU-PER, WE'RE SU-PER, SU-PER, AH, OOH, SOCK 'EM TEAM!With respect to Real Estate, the "Fall Season" means the countdown to Thanksgiving. In other words, there are only 10 weeks left before the holidays.
"L-E-T-S G-O! LET'S GO, LET'S GO, L-E-T-S G-O, LET'S GO!"
It's also when we see the final push of listings hit the market in full force and when some of the best opportunities arise. If you are prepared to move quickly, this may prove to be the very best time to buy. Sellers aren't typically "testing" the market this time of year as the days are extremely limited. In short, they are REAL sellers, so take advantage of their desire to sell.
"S-U-C-C-E-S-S THAT'S THE WAY WE SPELL SUCCESS!" If you haven't yet spoken with a mortgage broker/banker, it's time to do so - post haste! Plan on turning over your last few years of tax returns at the very least, several months of bank statements, w-2's, and any other documentation they may require. The more complete you are with your paperwork upfront, the fewer loose ends there will be once you find a house you feel committed to (always a plus). If you rely on a BIG bonus to round out your annual income, you will absolutely need verification so get that ball rolling right away. (If you haven't identified a lender, I have a few favorites I'm happy to refer. Give me a call.)
"OUR GREAT TEAM IS READY TO GET DOWN . . ."
So without further ado, shake those pom-poms and let's move on down the field. There's a lot of ground to cover. Huddle up!
Julie Gardner, has been writing The Perspective for 15 years and has published more than 500 essays. She is also a frequent contributor to the Sound Off column in the Real Estate section of The San Francisco Chronicle.